The in-group still actually has rights. Cutoff for membership seems to be around $100M.

Yes but hard-working middle class people are not in the in-group like they once were.

There was a brief post-war era where that was the case. But that era ended in 1973 [1]

1. https://www.epi.org/productivity-pay-gap/

I think it 'ended' before that and that's just the rot starting to set in to provide actual proof.