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This is less black and white than you are making it out to be. Taken to the extreme you praise the millionare who is up to his eyeballs in debt and living under a bridge because all of his money is tied up in investments and he's going to die with the biggest fortune possible.

Having tons of money is pointless if you don't eventually spend it on improving your life or the world around you. Obviously blowing all of your cash on frivolity is also bad, but you need to strike a balance or you will end up being Ebenezer Scrooge, a miserable old rich guy with nothing to show for his life but big numbers on a piece of paper somewhere.



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