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3D secure shifts the burden of proof.

Without 3D secure, the merchant is charged back by the bank in the event of a fraudulent transaction. With 3D Secure, the bank takes the loss.



Wow - no chargebacks? Do people buy crypto coins this way?

This is a huge benefit to the merchant if it's true. There's no direct benefit to the customer, so you have to overcome that somehow.


Not 100%. This removes chargebacks due to theft (or I didnt make that transaction) I believe, but people can still chargeback for many reasons - disputing quality of product/service being the biggest headache, product not being delivered (or supposedly) another..




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