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Depending on where you are from there might a better alternative.

In Europe, you have Revolut, N26 and Monzo which gives you a prepaid or debit MasterCard. Instead of the higher foreign transaction bank fees you will get either Mastercard’s or interbank rates, which is so much better than your traditional bank exchange rate.

I have tried to list some options here: https://globalmoneyapp.com



Revolut have appalling customer service. I have let a couple of rogue transactions go because it's such a hassle dealing with them.




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