Having enough savings to not worry about money is worth more than just about anything else you can spend money on. And unlike a vacation in 10 years you still directly befit from that money every single day.
Think about it this way, if you save 15% you can spend 85% on just about anything you want AND not feel bad. Spend 100% of what you make and you are constantly hoping that nothing bad happens at the end of the month. Spend 101% of what you make and you will soon enter a world of pain.
Think about it this way, if you save 15% you can spend 85% on just about anything you want AND not feel bad. Spend 100% of what you make and you are constantly hoping that nothing bad happens at the end of the month. Spend 101% of what you make and you will soon enter a world of pain.