Not all iCloud Data is E2E encrypted, most iCloud services actually work on the web if you go to icloud.com. In fact E2E encrypted services are still the exception, not the rule: https://support.apple.com/de-de/HT202303
It's frustrating that Apple does not let users disable iCloud tabs without also disabling bookmarks and the reading list (which I am fine with being synced on US servers).
Workaround: Toggle mobile Safari into private browsing mode and use apps for everything that needs a login, use private browsing mode most of the time on macOS :/
Last I checked, Siri's privacy policy was very clear about the fact that Siri data is used only to improve Siri. I was pretty surprised to find that; maybe I read it wrong.
You can't really compare at least this to Apple, as Safari does exactly the same thing.
> cloud-based Cortana
As opposed to cloud-based Siri?