Tbh, the insurance representatives even tell you which fitness trackers are best for gaming the system. Mine said to buy an Xiaomi as it adds an extra 20% and costs a lot less.
I also cannot help but see the dystopian outcome here, especially in a profit-driven system.
"Sir, we see your REM sleep is not being fully entered into most nights. Our system has indicated that you buy caffeine and pizzas multiple days a week. This will be reported."
"Sir, we are denying your life insurance application because our insurance "partners" have determined you are a risk we cannot afford."
Etc., etc.
I will never willingly wear a tracker that reports health data. I will never willingly be chipped. Nothing of that sort. I always tell people to pay cash for their peccadilloes. Never use "loyalty" cards, as the info is sold to all manner of companies, including insurance companies. Banks sell "anonymized" data about your buying habits as well. And no one seems to be anything other than completely and utterly apathetic...
