The cost of a house has gone from $30k in 1940 to $220k today, inflation adjusted. I totally feel you on that and I'm dedicated to changing that. I'm designing my own house now with the idea to simplify and automate as much as possible. Minimum viable house.

I blame the banks to a large degree. 30% of income for 30 years is obscene cost for a house. I am committed to mortgage free living.

I'm sorry to hear about your struggles and very glad you are doing better.