That is going away fast. The last time I signed for a credit card was...in Canada. I use a credit card literally everywhere. I do not use my bank account for anything beyond paying the card and 2 other bills. I do this for rewards, payment protection, zero transaction fees (including foreign, like those in Canada, a country in which I visit often). The credit card gets paid off once a month directly from my bank account.

The only exception to this is restaurants, however that is also the case in Canada, and even if I use my debit card, they still bring me the reader, make my stick my card in, print the receipt, and sign by hand.

Where are you in Canada? I regularly visit parts of eastern Canada, including Toronto and Quebec.