What would the difference be between this hypothetical “credit account” with pay... | Hacker News

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sgerenser on Aug 19, 2022 | parent | context | favorite | on: Can the Visa-Mastercard duopoly be broken?

What would the difference be between this hypothetical “credit account” with payment card attached to it and a credit card?

imtringued on Aug 19, 2022 [–]

Credit cards are effectively a second bank account in the former and in the latter "credit card" and bank account are merged as one.

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