Very cool. Some of the assumptions really throw your plan out of whack, but digging around I eventually fixed it. An option to limit property tax increases would be nice, to reflect Prop 13 in California. The default estimate of 1.25% of my home value was blowing my entire projection out of the water given the 100+% increase we've seen in values over the last decade.
Also, a default tax rate of 30% is misleading, as that is the marginal rate for the next dollar, not the overall tax rate for someone in that bracket.
It does look good though, and a step up from the projecting that I can do in Quicken. I have 20 years of data in Quicken, which makes some things easy, but other things are hard.
Good point, I believe there's an item on the public roadmap you might like to upvote for adding more property tax options (e.g. to help with modeling cases like California's handling).
Ideally you'd probably want to be using the "Estimate for me" setting in Plan Settings > Tax rather than using a fixed rate. But for those just playing around with the free sandbox that doesn't include tax estimation, would you suggest a different default default fixed rate?
Also, a default tax rate of 30% is misleading, as that is the marginal rate for the next dollar, not the overall tax rate for someone in that bracket.
It does look good though, and a step up from the projecting that I can do in Quicken. I have 20 years of data in Quicken, which makes some things easy, but other things are hard.