How long have you had your system - biggest risk point is year 10-12 and then 20-24 on inverter failure replacement which is fixable but just stretches out your payback period.

Im with you I hate the people who preach fossil fuel talking points. I also don't like the shady solar sales people who say solar is a no brainer - they are just pushing product to install on your roof. It is a pretty good product but not 100%.