Just because the US banking system and Wall Street behaves like some spoiled child that shits in the kitchen and is given an award for doing so, doesn't mean the solution is an even less regulated company that operates like a bank, but isn't bound by the same rules.
Replaced by what, the likes of PayPal? No thanks.
Just because the US banking system and Wall Street behaves like some spoiled child that shits in the kitchen and is given an award for doing so, doesn't mean the solution is an even less regulated company that operates like a bank, but isn't bound by the same rules.